All Aboard! Don't Miss the Train!!

All Aboard! Don't Miss the Train!!

The Year 2022 is the C and O Employees’ Hospital Association’s 125th anniversary.  We strive to give you the highest quality customer service. The members who support the C and O Employees’ Hospital Association ("COEHA") and the dedicated staff of professionals who administer the benefits keep this Organization operating efficiently.

Call Now & Get Insured

(800) 679-9135

Contact Us Today!

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Are you tired of high costs of supplemental Medicare insurance?

Are you frustrated with leaving voice messages and holding to speak with your insurance company about medical bills?

C and O Employees’ Hospital Association offers premier health insurance and drug coverage that is affordable to qualified applicants.  Our insurance is portable.  You will never lose coverage by moving to another part of the United States.


C and O Employees’ Hospital Association takes pride in understanding and solving the problems of our "railroad family".

We currently offer two Medicare Supplemental Plans

Plan Seven - this Plan includes Hospital, Medical, and Prescription Drug Coverage.

Navitus, our Pharmacy Benefits Manager, is contracted with the Federal Government to provide our members with an enhanced Employer/Union Medicare Part D Prescription Drug Plan.

Plan Ten - this Plan is Hospital and Medical Coverage Only

Both Plans Seven and Ten are portable - you will never lose coverage by moving to another area of the country.

Affordable Medicare Supplemental Insurance With or Without Part D Prescription Drug Coverage

Medicare Membership

The Medicare-covered members of the Hospital Association are no longer required to utilize the services of the network providers. They may utilize providers of their choice.

Our Medicare membership consists of the following:

Current member who converted to our Medicare Supplement plan by virtue of attaining age 65 or by meeting the disability requirements established by the Railroad Retirement Board/Social Security Administration

Medicare spouse of CSX/C&O Railroader

Medicare window(er) of CSX/C&O Railroader

Medicare spouse/widow(er) of former CSX/C&O Railroader

Medicare dependent child of CSX/C&O Railroader or former CSX/C&O Railroader

Medicare divorcee of CSX/C&O Railroader (as long as they have not remarried)

Former CSX/C&O Railroader who discontinued membership in COEHA, including those who were employees of the former C & O Hospitals in Clifton Forge, VA and Huntington, WV

Retiree from CSX/C&O Railroad

Founded in 1897 - More Than 100 Years of Excellence

Our Friendly Team

Administrator, Security Officer, and Controller: Michelle Hoke (E-mail:

Claims/Benefits Manager and Compliance Officer: Brandi Via (E-mail:

Prescription Drug Benefit Information:  Julie Taylor (E-mail:, or Brandi Via (E-mail:

Medicare Membership Information: Rodney Nicely (E-mail:

Subrogation and Accident Information: Brandi Via (E-mail:  

Claims Processors: Brandi Via and Karen Cash